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I recently got engaged and spoke with my fiancee's insurance agent (currently Auto and Homeowners) about a personal articles policy to cover the ring. I shared an appraisal with her to get a quote and she sent a copy of the policy's terms and conditions, but at no point did I sign or approve anything and I received no additional communication. Ultimately, I went with a jewelry insurance company for a variety of reasons. A month and half later, my fiancee and I receive a notice in the mail (dated 9/24) that the policy is now in effect, backdated to the date of the original conversation (8/7), and that our payment would be due at the end of October. Additionally, the policy coverage amount was incorrect and reflected the price of the diamond only (I purchased separately and appraisal from jeweler listed both total appraisal and diamond value). I reached out to the agent and she confirmed our policy was indeed in effect, but she could cancel it effective the original start date. I'm not one to make noise, but this screams of fraudulent behavior to me.
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To ensure each direct mail campaign achieves peak effectiveness for marketing your unique business or service, we also: Pair each direct marketing campaign with social media and digital advertising to maximize your reach and ROI. Use our proprietary reverse-append algorithm to send personalized direct mail to each unique visitor to your company's website within 48-72 hours. Offer a wide variety of customizable direct mail options to choose from, including postcards, flyers, and event invitations. This ensures you use the right approach to win over each prospect. Nobody else has the same volume of proprietary responder data that we do, or the 25 years of experience we have right at the forefront of the direct marketing industry.
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Apply Now Request Info Military Benefits Liberty University is dedicated to providing world-class educational experiences to military students across the globe. Whether you are a current service member, discharged or retired from service, or the spouse of a service member or veteran, we are here to support you every step of the journey. As a thank-you for your dedication and service to our country, Liberty is honored to serve and support you in your pursuit of online education by offering the following benefits: Tuition discounts – $250 per credit hour for undergraduate courses This program is offered in an 8-week course format, with 8 different start dates each year, and no set login times! Career Opportunities for Undergraduate Certificate in Business Administration Graduates Your Business Administration Certificate can help you in several career paths. Depending on your current knowledge, education level, and experience, there are several entry-level positions that could benefit from our accredited Business Administration Certificate: Administrative assistant Business associate Business data analyst Business development associate Entrepreneur Sales representative The managerial, financial, and communication skills that you can gain from our Certificate in Business Administration can be an asset in many other aspects of the business world as you pursue positions of added responsibility.
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Anyone who gets behind the wheel of a car has a duty to other drivers to be cautious when on the highways. You shouldn't have to pay for someone's negligence, especially with kinds of injuries a motorcycle accident can cause. Motorcyclists can also be negligent; weaving in and out of traffic, speeding, driving under the influence, and a lack of skill when riding are all examples of such negligence. The car driver could also speed, run a red light, weave in traffic, use a cell phone behind the wheel, or fail to check his or her mirrors. The fault of the accident lies with the party engaging in negligent behaviors. How a Personal Injury Lawyer Can Help If you sustain injuries in a motorcycle accident, you need an experienced law office to help you. A lawyer can help get the compensation you need to pay medical bills and reimbursement for lost wages. D. Willis Law has over ten years of experience with Texas personal injury cases. Daniel Willis, the founding attorney, handles each case, giving you a personalized experience.
25% Base rate plus 4. 75% $25, 000-$50, 000 Base rate plus 3. 25% Base rate plus 3. 75% $50, 000 or more Base rate plus 2. 25% Base rate plus 2. 75% Variable-rate loans may be pegged to the lowest prime rate, the LIBOR Rate, or the SBA optional peg rate. Other types of 7(a) loans have different maximum loan amounts, SBA guarantee percentages, interest rates, and eligibility. Fees Based on loan type and size and calculated on the SBA-guaranteed portion: Loans of $150, 000 or less: 2% SBA Express loans: No fee Loans from $150, 000-$700, 000: 3% Loans from $701, 001-$5 million: 3. 5% up to $1 million, plus 3. 75% over $1 million Short-term loans (12 months or less): 0. 25% The SBA doesn't allow 7(a) lenders to charge processing fees, origination fees, application fees, points, brokerage fees, bonus points, or other fees to the loan applicant. Commitment fees are also not allowed, except for loans made through the Export Working Capital program. CDC/504 Loans The 504 loan program provides approved small businesses with loans through certified development companies (CDCs).